The growth in the number of organizations that accept gold indicates the creation of acceptable conditions for working with them. <\/p>\n\n\n

The advantages of pawnshops:<\/div>

the ease with which the contract can be drawn up;<\/div>

High speed of all operations: what takes half a day at the bank, the pawnshop performs in minutes;<\/div>

There are several schemes for surrendering\/redeeming jewelry;<\/div>

The borrower's personal data (age, employment, credit history) are not taken into account.<\/div><\/div>

There are also disadvantages, and they are weighty:<\/div>

high interest rate;<\/div>

a lower price per gram of gold than the market average.<\/div><\/div><\/div><\/div>\n\n\n

Two types of depositing gold in a pawnshop<\/h2>\n\n\n\n
Organizations that offer opportunities to buy precious metals, work on two main schemes:<\/p>\n\n\n\n
providing funds against security;<\/strong><\/li>
a collateral-free transaction, technically it has another name - sale and purchase.<\/strong><\/li><\/ul>\n\n\n\n
On bail<\/h3>\n\n\n\n
You can get a loan by providing a valuable item (for example, gold) instead of collateral. Before the amount is disbursed, an appraiser examines the item and determines not only its condition but also its composition. Given this information, the client is offered a certain amount. Based on the initial data is determined by the term for which the loan is granted. At the end of it, the borrower undertakes to pay interest for gold storage<\/a>and then he will be able to pick it up.<\/p>\n\n\n\n
$\"Two$ <\/span>
Bail gold jewelry<\/span><\/strong><\/figcaption><\/figure>\n\n\n\nIf the client is currently unable to repay the debt, the pawnbroker may grant an additional period - no more than 1 month. After that there will also be an opportunity to return the item. If the funds are not returned, the jewelry is sold.<\/p><\/blockquote>\n\n\n\n
Without bail<\/h3>\n\n\n\n
No collateral is provided, the pawnbroker redeems the gold at a rate higher than that of the collateral transaction. It is appraised as scrap precious metal<\/a>. In this case, a contract of sale is drawn up. The item is immediately transferred to the ownership of the pawnshop.<\/p>\n\n\n\n
Which is more profitable<\/h3>\n\n\n\n
There are disadvantages to each of the schemes:<\/p>\n\n\n\n
collateral: a lower rate is offered, as a result the loan amount may be less than expected;<\/strong><\/li>
no collateral: no possibility to return the gold.<\/strong><\/li><\/ul>\n\n\n\n
In the first case, you can return the gold jewelry after some time, which will avoid losses, but will have to pay interest on its maintenance as collateral property. In the second case (in a collateral-free transaction), the client of the pawnshop is deprived of his gold. This alone already puts him at a loss, even if a slightly larger sum was received due to the sale of the jewelry. This kind of transaction provides a short-term benefit, nothing more.<\/p>\n\n\n\n
What does a pawnshop accept<\/h2>\n\n\n\n
If precious metals are considered, you can pledge jewelry, coins, orders. And the proof does not matter. Pawnshops usually work with items that belong to the low-profile, high-profile category: from 333 to 999 (the minimum weight of the product - 0.1 grams). It is not necessary to have a brand. The main condition is that they contain a sufficient quantity of the jewelry alloy. Other precious objects that are accepted:<\/p>\n\n\n\n
antiques;<\/strong><\/li>
watches, other high-value accessories;<\/strong><\/li><\/ul>\n\n\n\n
Not all pawnshops appraise inlays on jewelry. In this case, if the item has a stone (fianite, topaz, diamond, etc.), their weight will be deducted from the weight of the item after evaluation.<\/p>\n\n\n\n
$\"Jewels\"$ <\/span>
Gold Jewelry<\/span><\/strong><\/figcaption><\/figure>\n\n\n\nWhat you can't turn in<\/h2>\n\n\n\n
When a person pawns certain items, he can get into trouble because some items are forbidden to surrender. Pawn shops that operate officially (have a license) will not accept them. List of prohibited items:<\/p>\n\n\n\n
medals with precious metals;<\/strong><\/li>
gold leaf<\/a>;<\/strong><\/li>
jewelry blanks;<\/strong><\/li>
dentures<\/a>, elements from them;<\/strong><\/li>
precious metal for industrial use;<\/strong><\/li>
fine gold waste (shavings, etc.);<\/strong><\/li>
nuggets, ingots, wire, gold schlich.<\/strong><\/li><\/ul>\n\n\n\nGold surrender procedure<\/h2>\n\n\n\n
All actions are performed in front of the owner of the pledged property. This is due to the fact that before the signing of a loan or purchase and sale agreement, the jewelry belongs to the client. It is necessary to understand how to pledge gold in a pawnshop, the main stages of the procedure:<\/p>\n\n\n\n
Discussion of the terms of the gold transfer (sale or pledge, %, return period): all clauses of the contract or the client is informed about the main points regarding the interest rate, 1 gram<\/a> The scheme of cooperation with the pawnshop is chosen at once;<\/strong><\/li>
Passport and product: to obtain a loan is sufficient to have an identity document (sometimes, instead of a passport is allowed to provide a driver's license, passport), if all conditions are satisfied, you can proceed to the evaluation of the product;<\/strong><\/li>
inspection and determination of the sample: using reagents or special equipment to determine the composition of the metal, if it meets the standards, the application for a loan may be approved, but it is important to make sure that the product is not deformed, it has no major damage;<\/strong><\/li>
accurate weighing: jewelry not less than 0.1 g is accepted, as it is difficult to estimate smaller items, the accuracy of weighing is 0.01 g;<\/strong><\/li>
Determining the maximum possible amount: given all the background data, the pawnbroker calls the amount of the loan, and it is unlikely to be possible to increase it by persuasion;<\/strong><\/li>
Signing the contract: an acceptance certificate of the pledged property is drawn up and signed by the client and a representative of the pawnshop, and the contract (2 copies) is also drawn up;<\/strong><\/li>
study the main points of the agreement, which will avoid misunderstandings and unpleasant surprises in the future;<\/strong><\/li>
issuance of money and a security ticket: when a sale transaction is made, the client receives only the funds, but if a loan is arranged, a security ticket is issued, which must be kept.<\/strong><\/li><\/ul>\n\n\n\n
It is more profitable to sell\/sell items that have been prepared for appraisal. They should be cleaned of dirt, and can be polished with non-abrasive agents to add luster.<\/p><\/blockquote>\n\n\n\n
In order to get the pledged goods back without problems, the contract must be drawn up correctly. It should also be read carefully before signing. The main points of the agreement:<\/p>\n\n\n\n
the exact date of the redemption deadline;<\/strong><\/li>
rights and obligations of the parties;<\/strong><\/li>
the amount of the penalty (interest on the use of funds);<\/strong><\/li>
type of product, its parameters;<\/strong><\/li>
accrual of interest for late deposit of funds, penalties;<\/strong><\/li>
conditions for the transfer of the pledged property into the ownership of the pawnbroker.<\/strong><\/li><\/ul>\n\n\n\n $\"Factors$ <\/span>
Determining the value of gold jewelry in a pawnshop<\/span><\/strong><\/figcaption><\/figure>\n\n\n\nFactors in the price of gold<\/h2>\n\n\n\n
When determining the value of jewelry, many parameters are taken into account. But the main one is the content alloy<\/a>. Some products are accepted on condition of their high artistic value, exclusivity (applies more to accessories).<\/p>\n\n\n\n
White Gold<\/a> practically not considered for the purpose of acceptance, this is due to the fact that it is not easy to determine its composition. If the authenticity of the jewelry is not established, the pawn shop will not be able to provide funds for such a piece. The exception to this is jewelry that was produced using a combination of white and yellow gold.<\/span> To understand how to accept gold<\/a> in a pawnshop, it is necessary to study the sequence of actions in more detail. Evaluation criteria for gold jewelry:<\/p>\n\n\n\n
Assay and grade: make sure that the mark corresponds to the parameters of the product, if not, using special techniques to determine the composition, taking into account this is called the category of gold;<\/strong><\/li>
integrity of the product: if the collateral is not redeemed, it will be sold as a pawnbroker's property to increase cost<\/a> jewelry, at the stage of acceptance and evaluation inspect it, determine its condition, integrity;<\/strong><\/li>
exclusivity, brand: mass-produced items cost less than those that are made to order or are part of closed collections of jewelry houses;<\/strong><\/li>
historical value: if the product is an antique, it is evaluated according to other criteria, taking into account its age among the first parameters;<\/strong><\/li>
Weight without stones: If there is no expert qualified to evaluate the inserts on jewelry, the pledged property will be accepted without regard to the weight of the stones;<\/strong><\/li>
redemption period: the duration of the period may vary, but most often it is 5-30 days;<\/strong><\/li>
Loyalty card, reputation: the level of trust of such borrowers is much higher, the more often a person goes to the pawnshop and makes timely contributions to the debt, the lower the interest rate for the next appearance, and the amount to be handed out will be higher.<\/strong><\/li><\/ul>\n\n\n\n
Is it possible not to redeem the bail<\/h2>\n\n\n\n
When applying to a pawnshop there is no rule of compulsory redemption of pledged property. Several cases are noted:<\/p>\n\n\n\n
The gold will go to the pawnshop if the borrower has not expressed a desire to redeem it;<\/strong><\/li>
the item will wait for a period of time (if the owner has warned of the delay or there is no communication with him), with increased interest accrued;<\/strong><\/li>
the thing is not returned at the end of the redemption period, if the owner has not contributed to the accrual of penalties, according to the terms of the contract.<\/strong><\/li><\/ul>\n\n\n\n
In order not to have to return the amount that is several times the value of the jewelry, it is better to know in advance how to pass the gold in the pawnshop with the return, as well as to provide for the possibility of finding funds in the future and return the product.<\/p>\n\n\n\n
$\"Gold$ <\/span>
Gold-plated Jewelry<\/span><\/strong><\/figcaption><\/figure>\n\n\n\nWhat happens to collateral if it is not applied for<\/h2>\n\n\n\n
Lombard provides for the possibility of resale jewelry<\/a>which have not been claimed by their owners. It is considered correct to immediately warn the employees of the organization that there is no possibility of redeeming the item. When leaving the pawnshop, it is necessary to prepare for the subsequent actions that will be performed with the jewelry:<\/p>\n\n\n\n
sale in jewelry stores: if the thing is well-preserved, after cleaning and polishing it can be sold, such stores are owned by pawnshop owners, they usually sell things (quite expensive, as for second-hand items), which have not been returned to the owner, but the price is still lower compared to the new jewelry;<\/strong><\/li>
Auctions for name-brand jewelry: Such events and organizations, which function on a permanent basis, are also most often the result of pawnshop activities; they allow you to sell expensive branded jewelry, and there are also more renowned organizations that conduct such auctions;<\/strong><\/li>
selling scrap to factories: items that have lost their appeal, are broken, but contain a substantial portion of gold, can acquire a second life; scrap precious metals are resold to jewelry factories for remelting.<\/strong><\/li><\/ul>\n\n\n\n
Pawnshops and Jewelry Companies: the Circle of Gold<\/h2>\n\n\n\n
If a client plans to sell gold to a pawnshop without a buyback, his or her jewelry or other items will become part of a long chain of turning scrap into new jewelry. Today, the number of such items (in many people's homes and among the assortment of store products) has increased so much that demand no longer generates supply; it's the other way around. The main stages of the cycle:<\/p>\n\n\n\n
scrap goes to the jewelry factories;<\/strong><\/li>
from there the new products are sent to stores (Sunlight, Sokolov, etc.);<\/strong><\/li>
The end point is the consumer.<\/strong><\/li><\/ul>\n\n\n\n
$\"Return$ <\/span>
Jewelry <\/span><\/strong><\/figcaption><\/figure>\n\n\n\n
Question and answer section<\/h2>\n\n\n\n
What to do if there is not enough money for redemption?<\/h3>\n\n\n\n
<\/span>
Opinion of an expert<\/div>
Zilbertrud Dmitriy<\/div>
Lawyer, Legal Bureau \"Verdict\" Voronezh<\/div><\/div><\/div>
Pawnshops may wait to sell items if the owner warns about delays. One must prepare for an increase in the interest rate for this period. This applies to all kinds of items, including the most common (585 proof). It is necessary to seek funds by all means to return the gold, otherwise you can lose it forever, as the maximum period after the extension of the redemption period is 1 month.<\/div><\/div>\n\n\n\n
The price of gold in pawnshops is the same? How to choose an honest one?<\/h3>\n\n\n\n
<\/span>
Opinion of an expert<\/div>
Pribrezhny Gennady Valentinovich<\/div>
6th class jeweler<\/div><\/div><\/div>
The cost in pawnshops, which have a license from the Central Bank, is about the same with some exceptions. You can choose any of them, but it is better to conclude a contract with organizations that already have a reputation, and a good one at that. It is recommended to study the reviews of pawnshops in your city. Today, users leave their impressions of cooperation with various organizations. Such a system works not only in the Russian Federation, but also in Kazakhstan (Astana and other cities), Belarus, etc.<\/div><\/div>\n\n\n\n
What documents can I submit other than my passport?<\/h3>\n\n\n\n
<\/span>
Opinion of an expert<\/div>
Mikhail Petrovich Grishanov<\/div>
Jeweler, Director of Grishanov & Co.<\/div><\/div><\/div>
Most often a passport is enough. But some of the organizations offer advanced options. You can present your passport, military ID card, or driver's license. To avoid wasting your time on a trip to a place with stricter lending conditions, you should check in advance by phone what documents you will need.<\/div><\/div>\n\n\n\n
How old can I go to a pawnshop?<\/h3>\n\n\n\n
<\/span>
Opinion of an expert<\/div>
Zilbertrud Dmitriy<\/div>
Lawyer, Legal Bureau \"Verdict\" Voronezh<\/div><\/div><\/div>
Only adult citizens of the Russian Federation can receive a loan against collateral. In this case, none of the organizations make exceptions, since the work of pawnshops today is gradually being brought out of the shadows, all actions can be verified. Some of them even refuse to cooperate with potential clients under the age of 21.<\/div><\/div>\n\n\n\n
$\"How$ <\/span>
Gold jewelry and Russian passport<\/figcaption><\/figure>\n\n\n\n
What do I do if I lose my security ticket?<\/h3>\n\n\n\n
<\/span>
Opinion of an expert<\/div>
Zilbertrud Dmitriy<\/div>
Lawyer, Legal Bureau \"Verdict\" Voronezh<\/div><\/div><\/div>
Pawnshops that accept gold as collateral for a loan keep cash books where all receipts must be recorded. If you lose your pawn ticket, you must reapply to the organization that provided the funds. You must have your passport with you.<\/div><\/div>\n\n\n\n
What else you can surrender at the pawnshop<\/h2>\n\n\n\n
Real estate is considered as collateral. Other things that are allowed to be pledged:<\/p>\n\n\n\n
electronics;<\/strong><\/li>
home appliances;<\/strong><\/li>
cars.<\/strong><\/li><\/ul>\n\n\n\n
You can find out what property can serve as collateral when you apply to a certain pawnshop during a phone call. All the nuances are clarified before the visit, which will save time and help you find the right organization. It is important to consider all the restrictions that are imposed when trying to pledge the property.<\/p>\n\n\n\n
Table: pawnshops in your city<\/h2>\n\n\n\n
Today, there are organizations everywhere that accept mortgaged property at an acceptable price. It is necessary to select<\/a> suitable, so that there are no negative consequences in the form of missing gold, etc. Below are some of the organizations in the Russian Federation:<\/p>\n\n\n\n
Settlement<\/th> Title<\/th> Contact<\/th><\/tr><\/thead>
Moscow<\/td> Mosgorlombard<\/td> 8(499)455-04-78<\/td><\/tr>
Ryazan<\/td> RyazGor<\/td> +7(491)220-20-30<\/td><\/tr>
Omsk<\/td> \"Sparta.\"<\/td> +7(381)235-33-33<\/td><\/tr>
Tyumen<\/td> \"Fianit.\"<\/td> +7(800)333-12-20<\/td><\/tr>
Krasnoyarsk<\/td> \"Corundum.\"<\/td> +7(950)994-90-18<\/td><\/tr>
Kemerovo<\/td> \"Lombard-C\"<\/td> +7(384)228-80-93<\/td><\/tr>
Ivanovo<\/td> \"Best.\"<\/td> +7(920)341-00-77<\/td><\/tr>
Bataisk<\/td> \"Blago.\"<\/td> +7(800)100-02-55<\/td><\/tr>
Samara<\/td> \"Purse.\"<\/td> +7(927)200-06-73<\/td><\/tr>
Chelyabinsk<\/td> \"Lombard174.rf\"<\/td> +7(351)256-10-81<\/td><\/tr>
Yekaterinburg<\/td> \"Good.\"<\/td> +7(800)333-48-03<\/td><\/tr>
Rostov-on-Don<\/td> Gudda<\/td> +7(800)600-66-06<\/td><\/tr>
Voronezh<\/td> Pawnshop #1<\/td> +7(920)413-65-67<\/td><\/tr>
Ufa<\/td> \"Quickly.\"<\/td> +7(927)236-37-77<\/td><\/tr>
Kursk<\/td> \"Purse.\"<\/td> +7(471)231-17-62<\/td><\/tr>
Yaroslavl<\/td> \"Golden.\"<\/td> +7(485)274-37-37<\/td><\/tr>
Magnitogorsk<\/td> \"Your Pawn Shop\"<\/td> +7(351)930-59-36<\/td><\/tr>
Novosibirsk<\/td> \"Arena.\"<\/td> +7(383)380-64-64<\/td><\/tr>
SPb<\/td> \"Trust.\"<\/td> +7(812)454-54-12<\/td><\/tr>
Barrow<\/td> Pawnshop<\/td> +7(352)241-10-39<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
Known chain pawnshops<\/h3>\n\n\n\n
The popularity of large organizations is off the charts. Many choose them because of their fame, which can be a guarantee of the decency of the owners and employees. Some of the best-known network pawnshops are:<\/p>\n\n\n\n
\"Your Pawn Shop;<\/strong><\/li>
Mosgorlombard;<\/strong><\/li>
\"The Creditor;<\/strong><\/li>
\"Jewels of the Urals.<\/strong><\/li><\/ul>\n\n\n\n
Recommendations before going to a pawnshop<\/h2>\n\n\n\n
It is necessary to study the working conditions of the organization. Many of them operate around the clock. It is important to find out when you can get a loan, if there are no restrictions. There are also other recommendations. For example, one should:<\/p>\n\n\n\n
Promote a favorable price: the cost of 1 gram and the offered interest rates are often in the same range, may differ by a small amount, which also matters, especially if you need to get a relatively large amount;<\/strong><\/li>
ask for a license, find out the reputation: it is necessary to study the information about the organization, this will make sure that its activities are legitimate, which reduces the risk of fraud;<\/strong><\/li>
read the agreement, keep your copy of the agreement: when you sign the agreement, one copy remains in the pawnshop, and the other is given to the client, you should keep it, as well as the pawn ticket, these documents will help you get your gold when there are funds to redeem it;<\/strong><\/li>
Observe the weighing: all manipulations during the examination of jewelry should be performed in front of the client, it guarantees a fair assessment, the owner must make sure that the items have been weighed with sufficient accuracy (an error of no more than 0.01 grams is allowed);<\/strong><\/li>
take a pledge ticket in the case of a loan: if you plan to take a loan with the return of the pledge, you must remember that after the transaction should get a receipt - a pledge ticket, but if you lose it, you can still get your product, for which you must show your passport, the employees themselves will find a record of the loan;<\/strong><\/li>
Soberly assess their capabilities: many are optimistic when they come to surrender their gold, but few take into account the size of the interest rate, over time a considerable sum accumulates, which is problematic to pay, as funds are not always sufficient, then you have to give up your jewelry.<\/strong><\/li><\/ul>\n\n\n\n
Video: where you can dispose of gold profitable, getting money<\/h2>\n\n\n\n
\n<\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Comments from a pawnshop employee<\/h2>\n\n\n<div class=\"expert-review expert-review--color-green-2\"><div class=\"expert-review-expert\"> <div class=\"expert-review-expert-bio\"> <div class=\"expert-review-expert-bioavatar\"><img decoding=\"async\" src=\"https:\/\/drago-met.ru\/wp-content\/uploads\/2021\/06\/Mariya-P.-g-Leningrad.png\" alt=\"Ekaterina Ageyeva\"> <\/div> <div class=\"expert-review-expert-biobody\"> <div class=\"expert-review-expert-bio-name\">Ekaterina Ageyeva<\/div> <div class=\"expert-review-expert-bio-description\">Pawnshop employee, manager<\/div> <\/div> <div class=\"expert-review-expert-bio__button\"><span class=\"expert-review-button js-expert-review-button\" data-settings=\"{"type":"comments","expertType":"expert_id","expertId":"13","use_phone":0,"link":"","sign":"18815eef9e1791b004d12ae783e22beb2af969825281d80181edd9b281303484"}\">Ask a question<\/span> <\/div> <\/div> <div class=\"expert-review-expert-text\"> Different potential customers come to us, but more often - adequate ones, of course. Among those who do not belong to this category: there are people who take a magnet with them when they want to buy gold (to check the authenticity), others during the sale of jewelry scandalize at the stage of weighing (not satisfied with the error of the scales), they demand to deduct it from the total amount.<br \/>\nWe have never yet had a situation with a discrepancy between the weight and the actual weight. Everything is always accurate, so there are no problems with the inspection authorities. And the appraisers work great, they also try to note all the parameters of the gold item at the stage of acceptance, they do not underestimate the value. But I can't vouch for other pawnshops, so read the reviews about their work.<br \/>\n <\/div><\/div><\/div>\n\n<div id=\"authors_webnavoz-50\" class=\"wrap-authors_webnavoz no-the_ratings\"><div class=\"information-authors_webnavoz\"><div class=\"wnauthorimageurl\" style=\"background-image:url(https:\/\/drago-met.ru\/wp-content\/uploads\/2021\/03\/Koshman-Raisa-150x150.jpg)\"><\/div><div class=\"body-info-authors_webnavoz\"><div class=\"label-info-authors_webnavoz\">The author of the article<\/div><div class=\"header-info-authors_webnavoz\"><div class=\"name-authors_webnavoz\">Raisa Koshman<\/div><div class=\"socials-info-authors_webnavoz\"><\/div><\/div><div class=\"desc-info-authors_webnavoz\">A chemical technologist by training. She is engaged in manufacturing silver and gold jewelry in her home workshop. She has the 4th category of jeweler.<\/div><\/div><\/div><div class=\"adapt2\"><\/div><div class=\"posts-authors_webnavoz\"><div class=\"label-posts-authors_webnavoz\">Written articles<\/div><div class=\"value-posts-authors_webnavoz\"><div>152<\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u041f\u043e\u0441\u0435\u0449\u0435\u043d\u0438\u0435 \u043b\u043e\u043c\u0431\u0430\u0440\u0434\u0430 \u2013 \u043e\u0434\u0438\u043d \u0438\u0437 \u0441\u043f\u043e\u0441\u043e\u0431\u043e\u0432 \u0431\u044b\u0441\u0442\u0440\u043e \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u0435\u043d\u044c\u0433\u0438. \u041d\u0443\u0436\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u0432\u044b\u0434\u0430\u0435\u0442\u0441\u044f \u0441\u0440\u0430\u0437\u0443 \u043f\u043e\u0441\u043b\u0435 \u043f\u0440\u0438\u0435\u043c\u0430 \u0438 \u043e\u0446\u0435\u043d\u043a\u0438. \u041f\u0440\u043e\u0446\u0435\u0434\u0443\u0440\u0430 \u0437\u0430\u043d\u0438\u043c\u0430\u0435\u0442 \u043d\u0435\u043c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438, \u0430 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442 \u043d\u0430\u0434\u0435\u0436\u043d\u044b\u0439 (\u043d\u0435 \u043d\u0443\u0436\u043d\u043e \u0437\u0430\u0431\u043e\u0442\u0438\u0442\u044c\u0441\u044f \u043e \u043f\u0440\u043e\u0434\u0430\u0436\u0435). \u0422\u0430\u043a\u0436\u0435 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442\u0441\u044f \u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e \u0432\u044b\u0441\u043e\u043a\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 \u043f\u0440\u0438 \u043f\u043e\u043a\u0443\u043f\u043a\u0435 \u0434\u0440\u0430\u0433\u043e\u0446\u0435\u043d\u043d\u043e\u0433\u043e \u043b\u043e\u043c\u0430. \u0415\u0441\u043b\u0438 \u0437\u0430\u043b\u043e\u0436\u0435\u043d\u043d\u0430\u044f \u0432\u0435\u0449\u044c \u043d\u0435 \u043d\u0443\u0436\u043d\u0430, \u0441\u043b\u0435\u0434\u0443\u0435\u0442 \u0443\u0437\u043d\u0430\u0442\u044c, \u043a\u0430\u043a \u0441\u0434\u0430\u0442\u044c \u0437\u043e\u043b\u043e\u0442\u043e \u0432 \u043b\u043e\u043c\u0431\u0430\u0440\u0434 \u0431\u0435\u0437 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0430. \u042d\u0442\u043e \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442 \u0431\u044b\u0441\u0442\u0440\u043e […]<\/p>\n","protected":false},"author":2,"featured_media":12176,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"crb-meta-links":"","crb-meta-show":"","crb-meta-show-edited":"","crb-meta-use-manual":"","footnotes":""},"categories":[309],"tags":[],"class_list":["post-12167","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-lombard"],"yoast_head":"\n<title>\u041a\u0430\u043a \u0441\u0434\u0430\u0442\u044c \u0437\u043e\u043b\u043e\u0442\u043e \u0432 \u043b\u043e\u043c\u0431\u0430\u0440\u0434: \u0431\u0435\u0437 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0430, \u0431\u0435\u0437 \u0432\u044b\u043a\u0443\u043f\u0430, \u043d\u043e \u0432\u044b\u0433\u043e\u0434\u043d\u043e, \u0447\u0442\u043e \u043d\u0443\u0436\u043d\u043e, \u0447\u0442\u043e\u0431\u044b \u0437\u0430\u043b\u043e\u0436\u0438\u0442\u044c \u0437\u043e\u043b\u043e\u0442\u043e \u0441 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u043c<\/title>\n<meta name=\"description\" content=\"\u041a\u0443\u0434\u0430 \u043c\u043e\u0436\u043d\u043e \u0431\u044b\u0441\u0442\u0440\u043e \u0441\u0434\u0430\u0442\u044c \u0437\u043e\u043b\u043e\u0442\u043e \u0438 \u0441\u0440\u0430\u0437\u0443 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u0435\u043d\u044c\u0433\u0438. \u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043e\u0442\u043b\u0438\u0447\u0438\u044f \u043b\u043e\u043c\u0431\u0430\u0440\u0434\u0430 \u0438 \u0441\u043a\u0443\u043f\u043a\u0438 \u0443\u043a\u0440\u0430\u0448\u0435\u043d\u0438\u0439. \u041a\u0430\u043a \u0437\u0430\u043a\u043e\u043d \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u0435\u0442 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0440\u0443\u0435\u043c\u0443\u044e \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u043b\u043e\u043c\u0431\u0430\u0440\u0434\u043e\u0432. \u0417\u0430\u043b\u043e\u0433 \u043f\u0440\u0438 \u0441\u0434\u0430\u0447\u0435 \u0432 \u043b\u043e\u043c\u0431\u0430\u0440\u0434 \u0438 \u0431\u0435\u0437\u0437\u0430\u043b\u043e\u0433\u043e\u0432\u0430\u044f \u0441\u0434\u0435\u043b\u043a\u0430 - \u0447\u0442\u043e \u043b\u0443\u0447\u0448\u0435. \u041a\u0430\u043a\u0438\u0435 \u0442\u043e\u0432\u0430\u0440\u044b \u0438 \u0438\u0437\u0434\u0435\u043b\u0438\u044f \u043d\u0435\u043b\u044c\u0437\u044f \u0441\u0434\u0430\u0432\u0430\u0442\u044c \u0432 \u043b\u043e\u043c\u0431\u0430\u0440\u0434.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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Jeweler of the 5th category.","sameAs":["koshman"],"url":"https:\/\/drago-met.ru\/en\/author\/koshman\/"}]}},"_links":{"self":[{"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/posts\/12167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/comments?post=12167"}],"version-history":[{"count":5,"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/posts\/12167\/revisions"}],"predecessor-version":[{"id":14402,"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/posts\/12167\/revisions\/14402"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/media\/12176"}],"wp:attachment":[{"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/media?parent=12167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/categories?post=12167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/drago-met.ru\/en\/wp-json\/wp\/v2\/tags?post=12167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

Settlement<\/th>	Title<\/th>	Contact<\/th><\/tr><\/thead>
Moscow<\/td>	Mosgorlombard<\/td>	8(499)455-04-78<\/td><\/tr>
Ryazan<\/td>	RyazGor<\/td>	+7(491)220-20-30<\/td><\/tr>
Omsk<\/td>	\"Sparta.\"<\/td>	+7(381)235-33-33<\/td><\/tr>
Tyumen<\/td>	\"Fianit.\"<\/td>	+7(800)333-12-20<\/td><\/tr>
Krasnoyarsk<\/td>	\"Corundum.\"<\/td>	+7(950)994-90-18<\/td><\/tr>
Kemerovo<\/td>	\"Lombard-C\"<\/td>	+7(384)228-80-93<\/td><\/tr>
Ivanovo<\/td>	\"Best.\"<\/td>	+7(920)341-00-77<\/td><\/tr>
Bataisk<\/td>	\"Blago.\"<\/td>	+7(800)100-02-55<\/td><\/tr>
Samara<\/td>	\"Purse.\"<\/td>	+7(927)200-06-73<\/td><\/tr>
Chelyabinsk<\/td>	\"Lombard174.rf\"<\/td>	+7(351)256-10-81<\/td><\/tr>
Yekaterinburg<\/td>	\"Good.\"<\/td>	+7(800)333-48-03<\/td><\/tr>
Rostov-on-Don<\/td>	Gudda<\/td>	+7(800)600-66-06<\/td><\/tr>
Voronezh<\/td>	Pawnshop #1<\/td>	+7(920)413-65-67<\/td><\/tr>
Ufa<\/td>	\"Quickly.\"<\/td>	+7(927)236-37-77<\/td><\/tr>
Kursk<\/td>	\"Purse.\"<\/td>	+7(471)231-17-62<\/td><\/tr>
Yaroslavl<\/td>	\"Golden.\"<\/td>	+7(485)274-37-37<\/td><\/tr>
Magnitogorsk<\/td>	\"Your Pawn Shop\"<\/td>	+7(351)930-59-36<\/td><\/tr>
Novosibirsk<\/td>	\"Arena.\"<\/td>	+7(383)380-64-64<\/td><\/tr>
SPb<\/td>	\"Trust.\"<\/td>	+7(812)454-54-12<\/td><\/tr>
Barrow<\/td>	Pawnshop<\/td>	+7(352)241-10-39<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Known chain pawnshops<\/h3>\n\n\n\n The popularity of large organizations is off the charts. Many choose them because of their fame, which can be a guarantee of the decency of the owners and employees. Some of the best-known network pawnshops are:<\/p>\n\n\n\n \"Your Pawn Shop;<\/strong><\/li> Mosgorlombard;<\/strong><\/li> \"The Creditor;<\/strong><\/li> \"Jewels of the Urals.<\/strong><\/li><\/ul>\n\n\n\n Recommendations before going to a pawnshop<\/h2>\n\n\n\n It is necessary to study the working conditions of the organization. Many of them operate around the clock. It is important to find out when you can get a loan, if there are no restrictions. There are also other recommendations. For example, one should:<\/p>\n\n\n\n Promote a favorable price: the cost of 1 gram and the offered interest rates are often in the same range, may differ by a small amount, which also matters, especially if you need to get a relatively large amount;<\/strong><\/li> ask for a license, find out the reputation: it is necessary to study the information about the organization, this will make sure that its activities are legitimate, which reduces the risk of fraud;<\/strong><\/li> read the agreement, keep your copy of the agreement: when you sign the agreement, one copy remains in the pawnshop, and the other is given to the client, you should keep it, as well as the pawn ticket, these documents will help you get your gold when there are funds to redeem it;<\/strong><\/li> Observe the weighing: all manipulations during the examination of jewelry should be performed in front of the client, it guarantees a fair assessment, the owner must make sure that the items have been weighed with sufficient accuracy (an error of no more than 0.01 grams is allowed);<\/strong><\/li> take a pledge ticket in the case of a loan: if you plan to take a loan with the return of the pledge, you must remember that after the transaction should get a receipt - a pledge ticket, but if you lose it, you can still get your product, for which you must show your passport, the employees themselves will find a record of the loan;<\/strong><\/li> Soberly assess their capabilities: many are optimistic when they come to surrender their gold, but few take into account the size of the interest rate, over time a considerable sum accumulates, which is problematic to pay, as funds are not always sufficient, then you have to give up your jewelry.<\/strong><\/li><\/ul>\n\n\n\n Video: where you can dispose of gold profitable, getting money<\/h2>\n\n\n\n \n<\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Comments from a pawnshop employee<\/h2>\n\n\n<div class=\"expert-review expert-review--color-green-2\"><div class=\"expert-review-expert\"> <div class=\"expert-review-expert-bio\"> <div class=\"expert-review-expert-bio__avatar\"><img decoding=\"async\" src=\"https:\/\/drago-met.ru\/wp-content\/uploads\/2021\/06\/Mariya-P.-g-Leningrad.png\" alt=\"Ekaterina Ageyeva\"> <\/div> <div class=\"expert-review-expert-bio__body\"> <div class=\"expert-review-expert-bio-name\">Ekaterina Ageyeva<\/div> <div class=\"expert-review-expert-bio-description\">Pawnshop employee, manager<\/div> <\/div> <div class=\"expert-review-expert-bio__button\"><span class=\"expert-review-button js-expert-review-button\" data-settings=\"{"type":"comments","expertType":"expert_id","expertId":"13","use_phone":0,"link":"","sign":"18815eef9e1791b004d12ae783e22beb2af969825281d80181edd9b281303484"}\">Ask a question<\/span> <\/div> <\/div> <div class=\"expert-review-expert-text\"> Different potential customers come to us, but more often - adequate ones, of course. Among those who do not belong to this category: there are people who take a magnet with them when they want to buy gold (to check the authenticity), others during the sale of jewelry scandalize at the stage of weighing (not satisfied with the error of the scales), they demand to deduct it from the total amount.<br \/>\nWe have never yet had a situation with a discrepancy between the weight and the actual weight. Everything is always accurate, so there are no problems with the inspection authorities. And the appraisers work great, they also try to note all the parameters of the gold item at the stage of acceptance, they do not underestimate the value. But I can't vouch for other pawnshops, so read the reviews about their work.<br \/>\n <\/div><\/div><\/div>\n\n<div id=\"authors_webnavoz-50\" class=\"wrap-authors_webnavoz no-the_ratings\"><div class=\"information-authors_webnavoz\"><div class=\"wnauthorimageurl\" style=\"background-image:url(https:\/\/drago-met.ru\/wp-content\/uploads\/2021\/03\/Koshman-Raisa-150x150.jpg)\"><\/div><div class=\"body-info-authors_webnavoz\"><div class=\"label-info-authors_webnavoz\">The author of the article<\/div><div class=\"header-info-authors_webnavoz\"><div class=\"name-authors_webnavoz\">Raisa Koshman<\/div><div class=\"socials-info-authors_webnavoz\"><\/div><\/div><div class=\"desc-info-authors_webnavoz\">A chemical technologist by training. She is engaged in manufacturing silver and gold jewelry in her home workshop. She has the 4th category of jeweler.<\/div><\/div><\/div><div class=\"adapt2\"><\/div><div class=\"posts-authors_webnavoz\"><div class=\"label-posts-authors_webnavoz\">Written articles<\/div><div class=\"value-posts-authors_webnavoz\"><div>152<\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u041f\u043e\u0441\u0435\u0449\u0435\u043d\u0438\u0435 \u043b\u043e\u043c\u0431\u0430\u0440\u0434\u0430 \u2013 \u043e\u0434\u0438\u043d \u0438\u0437 \u0441\u043f\u043e\u0441\u043e\u0431\u043e\u0432 \u0431\u044b\u0441\u0442\u0440\u043e \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u0435\u043d\u044c\u0433\u0438. \u041d\u0443\u0436\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u0432\u044b\u0434\u0430\u0435\u0442\u0441\u044f \u0441\u0440\u0430\u0437\u0443 \u043f\u043e\u0441\u043b\u0435 \u043f\u0440\u0438\u0435\u043c\u0430 \u0438 \u043e\u0446\u0435\u043d\u043a\u0438. \u041f\u0440\u043e\u0446\u0435\u0434\u0443\u0440\u0430 \u0437\u0430\u043d\u0438\u043c\u0430\u0435\u0442 \u043d\u0435\u043c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438, \u0430 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442 \u043d\u0430\u0434\u0435\u0436\u043d\u044b\u0439 (\u043d\u0435 \u043d\u0443\u0436\u043d\u043e \u0437\u0430\u0431\u043e\u0442\u0438\u0442\u044c\u0441\u044f \u043e \u043f\u0440\u043e\u0434\u0430\u0436\u0435). \u0422\u0430\u043a\u0436\u0435 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442\u0441\u044f \u0434\u043e\u0441\u0442\u0430\u0442\u043e\u0447\u043d\u043e \u0432\u044b\u0441\u043e\u043a\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 \u043f\u0440\u0438 \u043f\u043e\u043a\u0443\u043f\u043a\u0435 \u0434\u0440\u0430\u0433\u043e\u0446\u0435\u043d\u043d\u043e\u0433\u043e \u043b\u043e\u043c\u0430. \u0415\u0441\u043b\u0438 \u0437\u0430\u043b\u043e\u0436\u0435\u043d\u043d\u0430\u044f \u0432\u0435\u0449\u044c \u043d\u0435 \u043d\u0443\u0436\u043d\u0430, \u0441\u043b\u0435\u0434\u0443\u0435\u0442 \u0443\u0437\u043d\u0430\u0442\u044c, \u043a\u0430\u043a \u0441\u0434\u0430\u0442\u044c \u0437\u043e\u043b\u043e\u0442\u043e \u0432 \u043b\u043e\u043c\u0431\u0430\u0440\u0434 \u0431\u0435\u0437 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0430. \u042d\u0442\u043e \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442 \u0431\u044b\u0441\u0442\u0440\u043e […]<\/p>\n","protected":false},"author":2,"featured_media":12176,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"crb-meta-links":"","crb-meta-show":"","crb-meta-show-edited":"","crb-meta-use-manual":"","footnotes":""},"categories":[309],"tags":[],"class_list":["post-12167","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-lombard"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u041a\u0430\u043a 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